The Bowling Green Independent Schools Board of Education considered five types of insurance coverage that the district presently lacks or has in small amounts.

No vote was taken at the meeting Monday, but board members discussed with John Kernohan of Neace Lukens Insurance Agency the details of crime/employee dishonesty coverage, flood, terrorism, pollution liability and cyber liability.

Earlier in the year, the school board had voted to be insured through Neace Lukens, but district superintendent Joe Tinius said the board should determine whether to extend what is covered under its current policy.

Kernohan said the terrorism insurance policy would cover the district, but that coverage for an act would have to be certified by the offices of the U.S. Secretary of State and the Secretary of the Treasury.

Pollution liability coverage would protect the district in the event that a student or staff member becomes ill through pollution, Kernohan said, mentioning the possibility of mold contamination at a school building.

District officials had the most questions about the nature of cyber liability coverage.

Tinius asked whether the coverage extends to cyberbullying, noting that students starting in fifth grade are given e-mail accounts through the district.

Kernohan said the policy extends to data privacy, network security and Internet protocol.

Board member Michael Bishop asked Kernohan to provide the low-end and high-end coverage options for each policy for the board to consider.

“Flood insurance is something we might want to consider,” Bishop said, adding that the recent weather-related flooding in Louisville should cause the board to consider their options for coverage.

Tinius asked Kernohan to return for the board’s meeting next month, by which time the board may be ready to vote on the policies.

In other business Monday, the board approved making a Local Education Agency application for State Fiscal Stabilization funds in the amount of $1.3 million.

The state has $651 million in funds available, allocated through the American Reinvestment and Recovery Act, with the funds being used to address financial shortfalls in numerous school districts.

Tinius said any money received by the district would have to be spent by June 30.

Also, the school board accepted thousdands of pounds of school supplies from local radio host Tony Rose, who collected 8,020 pounds of supplies through his annual Stuff the Bus campaign, in which he spent 99 hours inside a school bus until donors filled it with supplies.

Scott Holt from Alliance Corp. appeared at the meeting Monday, giving a presentation on the newly opened T.C. Cherry Elementary School building.

Work that remains to be done outside the building on the bus loop, courtyard and basketball courts should be completed within weeks, he said.