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FILE - In this Nov. 13, 2013, file photo, Peter Lee, executive director of Covered California, the state's health insurance exchange, speaks at a news conference in Sacramento, Calif. On Thursday, Sept. 16, 2021, Lee announced that he will step down from his position in February of 2022. Lee has been Covered California's only executive director since it was launched in 2012. (AP Photo/Rich Pedroncelli, File)

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FILE - In this April 5, 2017, file photo, Memorial High School senior Taylor Wicks figures which life insurance plan to purchase during the Eau Claire Area Chamber of Commerce's Real Life Academy at the Lismore Hotel in Eau Claire, Wis. A rise in freelancing, coupled with an increasing interest in flexible employment from millennial and Gen Z workers, could signal a change in how Americans build and calculate life insurance plans. (Marisa Wojcik/The Eau Claire Leader-Telegram via AP, File)